DZ BANK complies with all domestic and international standards. We have a professional Compliance Office and a confidential whistleblower system, allowing us to identify risks at an early stage and take decisive corrective action.

The legal provisions applicable to financial services have to be constantly adapted in line with new developments and products and are subject to increasingly frequent changes in order to protect investors and the financial industry. As the lead organization in Germany's cooperative financial services network, compliance with all domestic and international legal requirements is an integral part of our core set of beliefs. This does, however, also make significant demands of our Compliance Office.

Apart from our own Compliance Office and a Professional whistleblower system, the integrity of our employees also underpins the proper conduct of our activities. We have put in place mandatory rules and regulations to promote this integrity, and compliance with the rules and regulations is monitored and checked. In addition, we carry out training sessions to ensure employees are aware of legal requirements and the impact of these requirements on their day-to-day work.